No Credit Needed! We have different payment options with 90 days, no interest.


At Furniture Now! we want to make sure you have a smooth shopping experience, so we offer easy NO CREDIT check financing and with as little as $50 down you can have new furniture TODAY. We even offer up 12 months interest free financing. OAC (see store for details)

For No Credit Check Financing Here's all you do:

Click the ACIMA Financing credit application button on the top of this page then complete the form. Find out how much you qualify for, come into our store; we'll process your information while you browse. Easy as That.

How quickly will I receive a credit decision?
Online applications receive a credit decision within seconds.

What is the maximum approval amount?
Customers can qualify for up to $1,000 - $5,000 with 12 months to pay off

How quickly will I receive my first statement?
Within 30 days of receiving your merchandise

Is it a requirement I have a checking account?
Yes, applicants must have an active checking account that is in good standing to qualify. With no Insufficient Funds Fees within 3 months.

Do you require income documentation or copies of checking account statements?
Applicants may be required to submit paystubs or checking account statements.

Do you offer a 90-day no interest payment option?
Yes. All Customers qualify for 90 Days No Interest feature.

When is My first payment due?
Generally, the first payment is due 30 days after the contract's origination.

Is there a Processing Fee?
Yes, There is a $50 application fee.

Are there any prepayment penalties?
There are no prepayment penalties. In addition, customers that make their timely payments and payoff their contract within 90 will not be charged interest.

For more information, please call our store to speak with a representative.